When a financial institution sells an annuity or insurance product, it needs to be sure that the insurance company will be able to keep its contractual promise.

Banks also must be sure that they are current on their obligations under the Inter Agency Statement to conduct due diligence on the insurance companies whose products they offer.

Many banks and third party marketers rely on our annual Due Diligence reports to fulfill these obligations to customers and the banking regulators.

Our due diligence analysis examines the insurance company’s financial statements, ratings reports, and other pertinent data to determine:

• capital adequacy
• the extent of troubled assets
• the company’s investment policy and philosophy
• exposure to low grade securities, mortgages, and real estate investments
• liquidity

A key element of our due diligence analysis is a series of stress tests to determine whether the company has sufficient capital to withstand financial shocks to it assets.

Contact us for pricing and availability.